Methodology for rating of insurance portfolio

Abstract

© 2014, Mediterranean Center of Social and Educational Research. All rights reserved. The article proposes a methodology for rating of insurance portfolio, which allows the insurance company to ensure the financial stability and solvency. The authors propose the use of three groups of methods to assess the insurance portfolio - mathematical and statistical methods, methods of economic analysis, and an analysis of the subjective characteristics of the portfolio. Comprehensive assessment of the insurance portfolio adequately formulate targets of the insurance company.